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020 _a9781461472278
_9978-1-4614-7227-8
024 7 _a10.1007/978-1-4614-7227-8
_2doi
050 4 _aHF5548.7-5548.85
072 7 _aJMJ
_2bicssc
072 7 _aPSY021000
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082 0 4 _a158.7
_223
100 1 _aKlinger, Bailey.
_eauthor.
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
_926349
245 1 0 _aEnterprising Psychometrics and Poverty Reduction
_h[electronic resource] /
_cby Bailey Klinger, Asim Ijaz Khwaja, Carlos del Carpio.
250 _a1st ed. 2013.
264 1 _aNew York, NY :
_bSpringer New York :
_bImprint: Springer,
_c2013.
300 _aXVI, 66 p. 13 illus.
_bonline resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
490 1 _aSpringerBriefs in Innovations in Poverty Reduction
505 0 _aInnovations in Poverty Reduction: An Introduction -- The Development Problem -- A Psychology-Enabled Solution to small and medium-sized enterprise finance -- Methodology -- Results and Discussions.
520 _aAs the deadline for the Millennium Development Goals draws near, one of the most critical--global poverty reduction--remains at best a work in progress. But as emerging markets beckon millions of aspiring business owners to set up shop, age-old barriers to funding prevent them from getting started. One answer lies in psychometrics, which  enables lenders to assess applicants' potential for success in developing their enterprises when traditional credit applications fall short.   Enterprising Psychometrics and Poverty Reduction sets out in accessible detail this innovative approach to risk evaluation, which uses methods similar to psychometric tools used in corporate hiring. The book evaluates this approach in six financial organizations in Kenya, Colombia, Peru, and South Africa, with extensive charts and tables breaking down each program's profitability and effectiveness. Especially by eliminating disparities that prevent women from accessing credit, this assistance fuels long-range economic growth and general well-being. This concise volume:  Explains the psychometric approach to credit and its methodologies. Identifies core characteristics shared by successful small business owners. Outlines a novel approach to credit scoring models for small businesses. Reviews the relevant literature on personality and personality testing. Features representative success stories. Discusses implications for implementing psychometric loan technologies in banks worldwide, and its potential relationship to training programs. Enterprising Psychometrics and Poverty Reduction offers message and methods to professionals and researchers in psychology, economics, development, and finance, especially those involved in global development, the psychology of poverty reduction, banking in emerging markets, and NGOs.
650 0 _aIndustrial psychology.
_926350
650 0 _aPsychology—Methodology.
_926351
650 0 _aPsychological measurement.
_926352
650 0 _aFinance.
_926353
650 1 4 _aIndustrial and Organizational Psychology.
_0https://scigraph.springernature.com/ontologies/product-market-codes/Y20030
_926354
650 2 4 _aPsychological Methods/Evaluation.
_0https://scigraph.springernature.com/ontologies/product-market-codes/Y20040
_926355
650 2 4 _aFinance, general.
_0https://scigraph.springernature.com/ontologies/product-market-codes/600000
_926356
700 1 _aKhwaja, Asim Ijaz.
_eauthor.
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
_926357
700 1 _adel Carpio, Carlos.
_eauthor.
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
_926358
710 2 _aSpringerLink (Online service)
_926359
773 0 _tSpringer Nature eBook
776 0 8 _iPrinted edition:
_z9781461472261
776 0 8 _iPrinted edition:
_z9781461472285
830 0 _aSpringerBriefs in Innovations in Poverty Reduction
_926360
856 4 0 _uhttps://doi.org/10.1007/978-1-4614-7227-8
912 _aZDB-2-BHS
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